Financial Aid Details
Eligibility Requirements for Federal Student Aid
Federal financial aid is available to students who meet basic eligibility requirements. Students must:
- Demonstrate financial need as determined by the FAFSA (except for certain loans)
- be a U.S. citizen or eligible non-citizen
- have a valid Social Security number (unless from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau)
- be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program
- be enrolled at least half-time to be eligible for Direct Loan Program funds
- maintain satisfactory academic progress requirements
- possess a high school diploma, or a recognized equivalent such as a General Educational Development (GED) certificate or other state-sanctioned test or diploma-equivalency certificate, a homeschool setting approved under state law(or if state law does not require a homeschooled student to obtain completion credential, completing a high school education in a homeschool setting that qualifies as an exemption from compulsory attendance requirements under state law)
- sign statement on the FAFSA stating that federal student aid will be used only for educational purposes
- sign statement on the FAFSA stating that you are not in default on a federal student loan and do not owe money on a federal student grant
- provide consent and approval to have your federal tax information transferred directly into your FAFSA form
Satisfactory Academic Progress
Federal regulations require all educational institutions that administer Title IV funds to monitor
the academic progress of those students applying for or receiving federal student aid. Trinity
School of Nursing will measure the satisfactory academic progress of students receiving
financial aid at the end of each semester that a student attends, including the summer sessions.
Federal regulations require that the student’s entire Trinity School of Nursing record be reviewed
for satisfactory academic progress, including terms for which the student did not receive
financial aid. A break in enrollment does not reset a student’s status under the Satisfactory
Academic Progress policy.
1. Financial Aid Standards of Satisfactory Academic Progress (SAP) are measured using the
following criteria:
a. Grade Point Average (Qualitative Standard) Students must maintain a minimum
cumulative 2.0 grade point average (GPA). Transfer credit hours will not be included in the
qualitative GPA calculation. If a course is repeated, the grade earned during the retake will be the
grade used to calculate GPA and the prior grade(s) for the course will be excluded from the
calculation. Grades of A, B+, B, C+, C, D+, D, and F are included in the calculation of GPA. A
student’s GPA is also evaluated at the end of the student’s second academic year to ensure the
student’s GPA is consistent with graduation standards (i.e., 2.0) as required under federal law.
b. Completion of Attempted Credit Hours (Quantitative Standard/Pace) – Students must
cumulatively complete 67% of all hours attempted (the number of credit hours earned divided by
the number of credit hours attempted). Grades of A, B+, B, C+, and C will count as both
attempted and earned hours. Grades of D+, D, F, I, W, WP, and WF are counted as attempted
hours, but do not count as earned hours. If a student repeats a course, all attempts of the course
are included in the pace calculation. Transfer credits that have been accepted count as both
attempted and earned credit hours. Aside from pace requirements described here, students must
complete, with a C or above, 100% of all credit hours attempted each semester/session in order
to progress to the next semester/session. Please see the Progression Policy on page 3-7 of Student
Handbook.
c. Maximum Time Frame – A student becomes ineligible under the maximum timeframe
component at the point it becomes mathematically impossible for the student to complete the
program within 150% of the length of the program in credit hours. A student in the Class of 2018
and beyond must progress adequately to complete the program within 100.5 attempted credit
hours to be meeting this standard. Repeated coursework, withdrawals, courses taken in the
summer sessions, and transfer credits that have been accepted at Trinity School of Nursing will
count towards maximum time frame.
In the event a student previously attended Trinity School of Nursing within a different
curriculum prior to a curriculum revision, courses attempted or completed in the old curriculum
will not count toward the Satisfactory Academic Progress determination unless those courses are
accepted for credit in the revised curriculum.
2. Financial Aid Warning – A student who does not meet Satisfactory Academic Progress
Standards will be placed on Financial Aid Warning. Students who do not meet the maximum
timeframe standard cannot be placed on Financial Aid Warning and must successfully appeal to
regain Title IV eligibility (see SAP Appeal Process below). The student will receive written
notification of the Financial Aid Warning within one week of the end of the semester/session.
The student on Financial Aid Warning may continue to receive Title IV aid for one
semester/session. If the student meets Satisfactory Academic Progress standards after that
semester/session, they will retain Financial Aid eligibility. If after one term on Financial Aid
Warning the student fails to meet the Satisfactory Academic Progress standards, the student will
not be eligible for federal and state financial aid until Satisfactory Academic Progress has been
achieved. Within one week of the end of the semester/session, a student that is not meeting
Satisfactory Academic Progress will receive a letter notifying them that they have not met
Satisfactory Academic Progress and therefore have lost financial aid eligibility. The letter will
also outline the steps the student can take to retain or regain federal and state financial aid
eligibility.
The student may appeal the grades that caused him or her to fail to meet Satisfactory Academic
Progress by following the Student Grievance/Appeals Process. If the outcome of the appeal is
that the student’s grade is changed, thereby allowing the student to meet Satisfactory Academic
Progress, the student will retain financial aid eligibility and be able to continue in the program.
If the outcome of the appeal is that the student’s grade is not changed, then the student will not
be eligible for federal and state financial aid until Satisfactory Academic Progress has been
achieved.
To regain financial aid eligibility, a student may do either of the following:
1. Continue enrollment and pay for courses without federal or state financial aid until the
requirements of Satisfactory Academic Progress have been met.
2. Have a SAP appeal approved. SAP appeals must be submitted in the manner outlined
below.
3. SAP Appeal Process and Regaining Eligibility – A student who wishes to appeal an
unsatisfactory academic progress determination due to GPA, completion of attempted credit
hours, or maximum timeframe must submit a SAP Appeal Form to the Coordinator of Student
Affairs within the first 7 business days of the subsequent semester/session. SAP appeals are
reviewed by the SAP Appeal Committee based on extenuating circumstances such as, but not
limited to, serious illness or injury involving the student or family member, death of a family
member, or other circumstances beyond the student’s control that prevented them from achieving
Satisfactory Academic Progress. The student’s appeal must explain what has changed in his or
her situation that will allow the student to demonstrate Satisfactory Academic Progress at the
next evaluation. Each student’s circumstance is reviewed on an individual basis. Students may be
required to submit documentation related to the circumstances of their appeal (if applicable).
The SAP Appeal Committee will review the appeal and determine whether granting the appeal is
justified. The student will be advised in writing of the decision within 7 business days of the
submitted appeal. The following outcomes may occur from a SAP appeal.
1. The SAP appeal is approved and the student is placed on Financial Aid Probation.
Financial Aid Probation applies only to a student who has failed to meet SAP standards
and has had an appeal approved by the SAP Appeal Committee. The student on Financial
Aid Probation will be placed on an Academic Plan. An Academic Plan is always required
if a student will require more than one payment period to meet the standards of
Satisfactory Academic Progress. The student will be required to meet with his or her
academic advisor to develop an academic plan that will set goals for each
semester/session to make progress towards meeting SAP standards. The student must
meet these goals each semester/session to continue to be eligible for federal and state
financial aid until the student is meeting Satisfactory Academic Progress. If the student
does not meet the goals set for each semester/session, the student becomes ineligible for
federal and state financial aid, and must submit a new SAP appeal or pay for courses each
semester/session, without federal or state financial aid, until SAP standards are met.
2. SAP appeal is not approved. If a student’s SAP appeal is not approved, the student may
choose to continue enrollment and pay for courses without federal or state financial aid
until the requirements for Satisfactory Academic Progress are met, provided the student
meets all other requirements for enrollment, including the Progression Policy.
Withdrawal – Withdrawals from a course (either withdrawn/passing or withdrawn/failing (W,
WP, WF)) are counted in the credits attempted and the maximum time frame. They are not
calculated in the cumulative GPA.
Audits – Audited classes receive no credit and do not influence grade point average. They are
not counted in credits attempted and are not eligible for financial aid. They are not counted
toward maximum time frame.
Incomplete Classes – Incomplete grades given at the end of semester/session automatically
convert to an “F” if the student does not complete the work by the beginning of the succeeding
semester/session. These credits will be included in credits attempted and the maximum time
frame. Incomplete grades are not included in the calculation of GPA until an earned letter grade
is assigned. If a student completes the required work before the beginning of the next
semester/session, the grade of I will be changed. The Office of Admissions and Financial Aid
will be notified of the grade change by the lead instructor of the course in which the student
received the incomplete grade.
Repeat Courses – Students who fail a course and are readmitted to the program may repeat the
course and receive financial aid for the course. Readmitted students who have successfully
passed a course may request to repeat the course one time and receive Financial Aid funds to pay
for the course. All repeated courses are counted in the credits attempted and the maximum time
frame. Only the most recent repeat of a course in which a grade was earned is included in the
calculation of grade point average.
Impact of Drug Convictions on Financial Aid
In December, 2020, the FAFSA Simplification Act was enacted into law as part of the Consolidated Appropriations Act of 2021. The FAFSA Simplification Act amended Section 484 of the Higher Education Act of 1965 (HEA), making several important changes to student eligibility criteria. One of these is the elimination of the prohibition on receiving Title IV aid for students with drug-related convictions. Drug convictions no longer affect federal student aid eligibility.
Having a drug conviction while receiving Title IV aid no longer impact a student’s Title IV aid eligibility, and a student who has a drug conviction may be eligible to receive Title IV aid if they meet all other eligibility criteria. The Department has removed the drug convictions questions from the 2023-2024 FAFSA, and students with drug convictions are eligible for Title IV aid if they meet all other eligibility requirements.
Retention and Renewal of Financial Aid
Students must apply for financial aid each academic year. Students who completed a FAFSA from the previous school year may complete a Renewal FAFSA. The Renewal FAFSA will have previously reported information already filled in, only updated information is required. Every student must demonstrate satisfactory academic progress according to the School’s Progression Policy and the Satisfactory Academic Progress policy, in order to receive any financial aid awarded through the School. After a student withdraws from the program, he/she may apply for readmission. If readmitted, the student will be placed on Financial Aid Warning if the student did not meet the Satisfactory Academic Progress standards at the time of leaving the program. The student will receive written notification of the Financial Aid Warning at the time of readmission. The student on Financial Aid Warning may continue to receive Title IV aid for one semester/session. If the student meets Satisfactory Academic Progress standards after that semester/session, they will retain Financial Aid eligibility. If after one term on Financial Aid Warning the student fails to meet the Satisfactory Academic Progress standards, the student will not be eligible for federal and state financial aid until Satisfactory Academic Progress has been achieved.
Available Financial Resources
The Pell Grant is a federally assisted program. This grant, unlike a loan, does not have to be repaid providing the student completes at least 60% of the designated semester/session. The Pell Grant is intended to be the foundation upon which all other forms of financial assistance can be built. Accordingly, students desiring additional loans and or grants are required to first apply for funds from the Pell Grant.
Pell Grants are awarded on the basis of need and vary from $767 to $7,395 for full-time students. Awards are also available for students that are less than full-time. The amount of Federal Pell Grant funds a student may receive over his or her lifetime is limited by a federal law to be the equivalent of six years or 600% of Pell Grant funding.
Students apply for the Pell Grant by completing the FAFSA.
The Ohio College Opportunity Grant provides need-based tuition assistance to Ohio residents from low to moderate income families with an SAI of 3750 or less and a maximum household income of $96,000. Awards are available for full-time, three-quarter time, half-time, and one-quarter time enrollment. Annual awards range from $536 to $2,144. Some students may be eligible for an additional OCOG award during the third term of an academic year, once Pell grants have been exhausted for that year.
Students may apply for the OCOG by completing the FAFSA. The deadline for OCOG eligibility is October 1st. of each year.
Eligible students and parents can borrow low-interest loans directly from the U.S. Department of Education. The interest rate for Direct Subsidized and Unsubsidized Loans first disbursed on or after July 1, 2025, and before July 1, 2026, is 6.39%. For loans first disbursed on or after July 1, 2026, and before July 1, 2027, the interest rate is 6.52%.
PELL Grant eligibility and the expected family contribution calculation should be determined by the U.S. Department of Education via the FAFSA submission prior to applying for a Direct Loan. Most federal loan monies will be distributed via multiple disbursements as prescribed by the government.
Direct Subsidized Loan eligibility is based on federal need as determined by federal regulations.
The U. S. Department of Education will pay (subsidize) the interest that accrues on subsidized loans while the student is enrolled at least half-time and during eligible periods of deferment.
Financial need is not a requirement to obtain an unsubsidized loan. The student is responsible for paying all interest that accrues on unsubsidized loans. The interest payments can be deferred until after graduation by capitalizing the interest. This adds the interest payments to the total loan balance, ultimately increasing the cost of the loan. Unsubsidized loans amounts cannot exceed the educational cost of attendance minus other financial aid.
For Subsidized and Unsubsidized Direct Loans with the first disbursement made on or after October 1, 2025, and before October 1, 2026, there will be a 1.057% origination fee. For Subsidized and Unsubsidized Direct Loans with the first disbursement made on or after October 1, 2026, and before October 1, 2027, there will be a 1.057% origination fee. Student borrowers have the right to cancel or make adjustments to their federal student loan disbursement(s) for each semester/session. Before the loan(s) is disbursed, the borrower may cancel all or part of the loan(s) by submitting a written request to the Office of Admissions and Financial Aid. After the loan(s) is disbursed, the borrower may cancel all or part of the loan(s) by submitting a written request to the Office of Admissions and Financial Aid within 14 days from the date notification that a disbursement(s) was credited to the student’s account, or before the first date of classes, whichever occurs last.
Loan repayments begin six months following graduation or withdrawal. All student loan borrowers are required by federal law to complete both entrance and exit counseling.
Below are some steps you can take to resolve a loan dispute. You should first identify your loan problem and then contact your loan servicer. If you’ve completed these steps to resolve your loan dispute and you still are not satisfied, you may need to contact the Federal Student Aid (FSA) Ombudsman Group of the U.S. Department of Education (ED). The Ombudsman Group is a neutral, informal, and confidential resource to help resolve disputes about your federal student loans. Contact the Ombudsman Group as a last resort. Make every effort to resolve your student loan problems before contacting the Ombudsman Group. You can contact the Ombudsman Group through one of these methods:
Postal Mail:
FSA Ombudsman Group
P.O. Box 1843
Monticello, KY 42633
Phone: 877-557-2575
FAX: 606-396-4821
Via online assistance:
studentaid.gov/feedback-center/
There are limits on the amount in subsidized and unsubsidized loans that a student may be eligible to receive each academic year (annual loan limits) and the total amounts that a student may borrow for undergraduate study (aggregate loan limits). The actual loan amount a student is eligible to receive each academic year may be less than the annual loan limit. Beginning July 1, 2026, annual loan limits for new periods of enrollment will be reduced in proportion to the student’s enrollment status for all students who are enrolled less than full-time.
The following chart shows the annual and aggregate limits for subsidized and unsubsidized loans:
| Year | Dependent Students# | Independent Students^ |
|---|---|---|
| First-Year Undergraduate Annual Loan Limit | $5,500 No more than $3,500 of this amount may be in subsidized loans. | $9,500 No more than $3,500 of this amount may be in subsidized loans. |
| Second-Year Undergraduate Annual Loan Limit | $6,500 No more than $4,500 of this amount may be in subsidized loans. | $10,500 No more than $4,500 of this amount may be in subsidized loans. |
| Subsidized and Unsubsidized Aggregate Loan Limit | $31,000 No more than $23,000 of this amount may be in subsidized loans. | $57,500 for undergraduates No more than $23,000 of this amount may be in subsidized loans. |
# – except students whose parents are unable to obtain PLUS Loans.
^ – dependent undergraduate students whose parents are unable to obtain PLUS Loans.
Direct Parent PLUS Loans are limited to parent borrowers. Direct PLUS loans first disabused on or after July 1, 2025, and before July 1, 2026, have a fixed interest rate of 8.94%. For Parent PLUS loans first disbursed on or after July 1, 2026, and before July 1, 2027, the interest rate is 9.07%. A PLUS loan may not exceed the student’s estimated cost of attendance minus other financial aid awarded during that period. Accruing interest can either be paid by the parent borrower monthly or quarterly, or be capitalized quarterly. PLUS loan borrowers cannot have an adverse credit history (a credit check will be completed). For purposes of qualifying for a Direct PLUS Loan, you’re considered to have an adverse credit history if:
- you have one or more debts with a total combined outstanding balance greater than $2,085 that are 90 or more days delinquent as of the date of the credit report, or that have been placed in collection or charged off (written off) during the two years preceding the date of the credit report; or
- during the five years preceding the date of the credit report, you have been subject to a default determination, discharge of debts in bankruptcy, foreclosure, repossession, tax lien, wage garnishment, or write-off of a federal student aid debt.
If a parent has an adverse credit history, the parent can receive a Direct PLUS Loan if they obtain an endorser (similar to a cosigner) who does not have an adverse credit history. (A credit check will be performed on the endorser.) An endorser is someone who agrees to repay the Direct PLUS Loan if the borrower does not repay it. The endorser can’t be the child on whose behalf the parent is borrowing, nor any of the student’s siblings. The parent also has the option of trying to qualify by documenting to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to their adverse credit history. If a parent qualifies by obtaining an endorser or by documenting to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to the adverse credit history, the parent will also be required to complete PLUS counseling before they can receive a Direct PLUS Loan. Parents and their dependent child must meet all of the basic eligibility requirements for federal student aid. For Direct Plus Loans with the first disbursement made on or after October 1, 2025, and before October 1, 2026, there will be a 4.228% origination fee. For Direct Plus Loans with the first disbursement made on or after October 1, 2026, and before October 1, 2027, there will be a 4.228% origination fee.
Parent borrowers have the right to cancel or make adjustments to their federal PLUS loan disbursement(s) for each semester/session. Before the loan(s) is disbursed, the parent borrower may cancel all or part of the loan(s) by submitting a written request to the Office of Admissions and Financial Aid. After the loan(s) is disbursed, the parent borrower may cancel all or part of the loan(s) by submitting a written request to the Office of Admissions and Financial Aid within 14 days from the date notification that a disbursement(s) was credited to the student’s account, or before the first date of classes, whichever occurs last.
A student who is a veteran is eligible for educational assistance as determined by the Veterans Administration. Full information for such aid may be obtained by contacting the local VA representative or by calling 1-888-442-4551.
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by the VA is available at the official U.S. government Web site at http://www.benefits.va.gov/gibill.
Grants are awarded to Pennsylvania residents on the basis of financial need. The FAFSA will be used as the application for a PHEAA state grant. Students may contact PHEAA at www.pheaa.org.
The purpose of this program is to assist the State of Ohio in meeting nurse shortages by providing financial assistance to Ohio nursing students and to encourage these students to remain in Ohio as they enter the nursing profession. Information on eligibility requirements may be obtained in the Office of Admissions and Financial Aid. Students may apply for NEALP online at ohiohighered/nealp. Students may send inquiries to [email protected] if they have additional questions. Application deadlines for NEALP: July 15, 2026
Students who qualify for vocational rehabilitation educational assistance should make application at a local Bureau of Vocational Rehabilitation Office.
Trinity Health System School of Nursing is an Eligible Training Provider for Registered Nursing under the State of Ohio’s Workforce Innovation Opportunity Act (WIOA) Program.
Trinity Health System provides a specified number of tuition forgiveness scholarship/loans to Trinity Health System School of Nursing to eligible full-time employees and their spouse or dependent children. Such scholarship/loans will provide for the forgiveness of the School of Nursing tuition costs in return for the recipient working for Trinity East/West or other subsidiaries of Trinity Health System for a minimum of three (3) years on a full-time basis immediately following graduation and licensure. Specific eligibility requirements can be located in the Tuition Forgiveness Scholarship/Loan Program Policy located in Trinity Health System’s Policy Manager under HR benefits in the Trinity Interdepartmental Policy Manual. Tuition Forgiveness Scholarship/Loan Applications are available from the Human Resources Office and must be completed and returned no later than May 31 of each year for the academic program commencing in the Fall of that same year. All applicants must meet the current pre-admission requirements as outlined in this Handbook. All applicants must be a first time, first-year student or a first year LPN to RN Advanced Placement Student for the purposes of this scholarship/loan.
Trinity Health System offers a scholarship/loan program to all students at the conclusion of the first year of the program. The scholarship/loan will cover the tuition and fees of the second year of the program (fall, spring, and summer), after all applicable other scholarships and state and federal grants are applied. In addition, the scholarship/loan will include an amount equivalent to the tuition and fee costs of the first year of the program (not including costs covered by other scholarships and state and federal grants). The first year program scholarship/loan amount will be reimbursed to the recipient after the completion of the first year of the program. In return for this scholarship/loan, the recipient agrees to accept full-time employment in a nursing related role with Trinity Health System (“Trinity”) for a period of at least two (2) consecutive years immediately following graduation and licensure. Interested students must file an application by April 1st of the first year of the Program. The eligible student must complete the Free Application for Federal Student Aid (FAFSA) each financial aid award year. Upon acceptance of an offer, each recipient shall be required to enter into an agreement with Trinity which stipulates the conditions for the scholarship/loan and/or repayment, if necessary.
Trinity Health System offers a two-year tuition award/loan to a limited number of students at the beginning of the program. The tuition award/loan will cover the tuition and fees of the 2-year program, after all applicable other scholarships and state and federal grants are applied. In return for this tuition award/loan, the recipient agrees to accept full-time employment in a medical-surgical nursing related role with Trinity Health System (‘Trinity”) for a period of at least two (2) consecutive years immediately following graduation and licensure. Interested students must file an application along with a 250 word essay outlining “How becoming a Registered Nurse will enhance the health of our Community” by July 1st of the first year of the Program. The eligible student must complete the Free Application for Federal Student Aid (FAFSA) each financial aid award year. Upon acceptance of an offer, each recipient shall be required to enter into an agreement with Trinity which stipulates the conditions for the tuition award/loan and/or repayment, if necessary.
Scholarships
The following scholarships are available to current Trinity Health System School of Nursing students. Application for each scholarship should be made in writing to the Dean of the School of Nursing by March 1 of each year.
The Naylor family provides scholarship funds to assist one Junior and one Senior nursing student per year. The funds must be utilized to meet direct educational expenses.
This scholarship was originally funded by the Trinity Health System Auxiliary. Trinity Health System continues to award this scholarship each year if monies are available. Monies from this fund are awarded to students who have successfully completed at least one academic term (minimum 13 credits) at the School of Nursing.
Robert D’Anniballe provides $1500 for three scholarships annually for needy students at Trinity Health System School of Nursing. Preference is given to students from Jefferson County.
In memory of Frank I. and Bessie C. Blackburn, this scholarship was established to help young people from the Ohio Valley obtain a quality nursing education. Eligibility for this scholarship is based on academic quality and financial need of students. Recipients must maintain a 2.75 G.P.A. to remain eligible for renewal of this scholarship. Graduates of Steubenville High School and Steubenville Catholic Central will be given first consideration for these Scholarship funds.
In memory and honor of Dr. Paul Ruksha, two $250.00 scholarships have been established to assist two Senior level Nursing Students to fund their final level of the program and or graduation expenses.
A perpetual Nursing Scholarship has been established in the name of Frances Agnes Yanovjak at the Trinity Health System School of Nursing in Steubenville Ohio. Frances was a 1962 graduate of Madonna High School in Weirton West Virginia. She completed in 1965 her Registered Nurse (RN) training and Certification at the Ohio Valley Hospital School of Nursing now named the Trinity Health System School of Nursing. This annual scholarship will be awarded to a recent graduate of Madonna High School attending the Trinity School of Nursing. If there are no applicants that graduated from Madonna High School, a student at Trinity having financial need and chosen by the Trinity School of Nursing will be honored.
This scholarship was established to preserve the memory of the late Roy J. Karmosky, Director of the School of Nursing from 1974 through 2000. Eligibility is based on academic quality and financial need. Additionally, the recipient must be a person with high moral and ethical character.
The OVH/Trinity School of Nursing Alumni Association formed in 2008. The association is dedicated to foster professional and social fellowship among the graduates and to support the School of Nursing’s mission to educate future generations of registered nurses. The Alumni Association provides scholarship funds each year if monies are available. Recipients of these scholarships are chosen by selected members of the Alumni Association.
This scholarship was established to honor Mary Ellen Reed’s legacy of professionalism, compassion, and love of teaching. Mary Ellen Reed was a 1945 graduate of the Ohio Valley Hospital School of Nursing. She held various clinical teaching positions throughout her long nursing career. One scholarship will be awarded each year if monies are available.
This scholarship was established to preserve the memory of Barbara Smith Johnson. One scholarship will be awarded each year to a full-time Trinity Nursing Student that demonstrates need, has maintained a 2.5 GPA and has demonstrated a high quality of leadership and character.
This scholarship was established to preserve the memory of Nell J. Engle. $1,000 will be award to one Trinity Health System School of Nursing student each year, if monies are available.
Application Procedures for Funds Administered by the School of Nursing
Information regarding Scholarship Funds administered by the School may be obtained in the Office of Admissions and Financial Aid. In addition:
- Students must submit a letter requesting scholarship funds to the Dean of the School of Nursing before March 1 of each year.
- Students will receive a written notice regarding scholarship award(s).
- Students have the option of accepting or rejecting the scholarship award(s)
Additional Details
To qualify for benefits provided under sections 3333.12, 3333.21, 3333.22, 3333.26, 3333.27, 5910.03 and 5910.032 of the Ohio Revised Code, all male students must be registered with the Selective Service System in accordance with the Military Selective Service Act 62 Stat. 604, U.S.C.A.P.P. 453, as amended. If false or misleading information is submitted, the individual may be subject to a fine, imprisonment, or both.
In December 2020, the FAFSA Simplification Act was enacted into law as part of the Consolidated Appropriations Act, 2021. The law eliminated the requirement for male students to register with the Selective Service before the age of 26 to be eligible for Title IV aid. Therefore, failing to register with the Selective Service will no longer impact a student’s Title IV aid eligibility.
Tuition and fees are divided into Financial Periods. Tuition and fees are due the first day of each term. Trinity Health System School of Nursing tuition and fees are subject to change. If students are eligible for financial aid, disbursements will be made at a designated date during each semester/session. Anticipated disbursement dates are shared with the student during their financial aid appointment, and are noted on the Financial Aid Offer Notice. Disbursements are credited to the student’s school account, and tuition/fees and requested charges are deducted from these monies. Any remaining Title IV funds (Direct Loan(s) and/or Pell Grants) will be issued to the student in the form of a refund check within 14 days of the actual Title IV disbursement date. Any remaining Title IV funds (Direct Plus Loans) will be issued to the parent in the form of a refund check mailed to the parent within 14 days of the actual Title IV disbursement date. Title IV funds may also be kept in student accounts with written permission from the student.
Tuition and fee charges are subject to change at the schools discretion. Any tuition or fee increases will become effective for the school semester/session following student notification of the increase. Tuition and/or fees may increase annually (approximately 1-4%). Eastern Gateway Community College sets their tuition and fees for their courses. EGCC tuition and fees may increase annually according to their policies. Students will be notified of EGCC tuition and fee increases when Trinity School of Nursing becomes aware of the increase.
Payment of Tuition and Fees for Recipients of the GI Bill®
VBTA
Trinity School of Nursing in accordance with the Veterans Benefits and Transition Act of 2018 will not impose any penalty, including the assessment of late fees, the denial of access to classes, libraries, or other institutional facilities, or the requirement that a Chapter 31 or Chapter 33 recipient borrow additional funds to cover the individual’s inability to meet his or her financial obligations to the institution due to the delayed disbursement of a payment by the U.S. Department of Veterans Affairs. This policy is limited to the portion of tuition funds paid by the U.S. Department of Veterans Affairs.
The individual receiving GI Bill® benefits will be permitted to attend or participate in the course of education during the period beginning on the date on which the individual provides Trinity School of Nursing a certificate of eligibility for entitlement to educational assistance under Chapter 31 or Chapter 33 and ending on the earlier of the following dates:
- The date on which payment from the VA is made to Trinity School of Nursing.
- 90 dates after the date the institution certified tuition and fees following receipt of the COE.
The enrollment agreement that students sign after acceptance may be canceled within five calendar days after the date of signing provided that the school is notified of the cancellation in writing. If such cancellation is made, the school will promptly refund in full all tuition and fees paid pursuant to the enrollment agreement or school application and the refund shall be made no later than thirty days after cancellation. This provision shall not apply if the student has already started academic classes.
To receive a refund of all or part of tuition paid for a semester or session a student MUST have completed the withdrawal process prescribed by the School of Nursing.
Refunds for tuition and refundable fees shall be made in accordance with following provisions as established by Ohio Administrative Code section 3332-1-10:
(1) A student who withdraws before the first class and after the 5-day cancellation period shall be obligated for the registration fee.
(2) A student who starts class and withdraws during the 1st full calendar week of the academic term shall be obligated for the registration fee. The student will receive a 100% refund of all other tuition and fees paid.
(3) A student who withdraws during the 2nd full calendar week of the academic term shall be obligated for the registration fee. The student will receive a 100% refund of all other tuition and fees paid.
(4) A student who withdraws during the 3rd full calendar week of the academic term shall be obligated for seventy-five per cent of the tuition and refundable fees for that academic term plus the registration fee.
(5) A student who withdraws beginning the 4th full calendar week of the academic term will not be entitled to a refund of any portion of the tuition and fees.
(6) For courses offered through EGCC, any tuition and fees paid by Trinity directly to EGCC for those courses will be refunded in accordance with the EGCC refund policy.
Expenses that are not paid directly to the school are not refundable by the school. The school shall make the appropriate refund within thirty days of the date the school is able to determine that a student has withdrawn or has been terminated from a program. Refunds shall be based upon the last date of a student’s attendance or participation in an academic school activity.
Return of Title IV Funds
Trinity Health System School of Nursing follows the U.S. Department of Education’s Return of
Title IV Aid requirements as outlined in the Higher Education Amendments of 1998. Title IV
funds (Unsubsidized Direct Loans, Subsidized Direct Loans, Parent PLUS Loans, and Pell
Grants) are awarded to students, assuming the student attends the semester/summer session in its
entirety. Though a student’s aid is posted to his or her account at the start of term, a student earns
the funds as he or she completes the term. If a student officially or unofficially withdraws during
the payment period (i.e., Fall, Spring, or Summer term), the amount of Title IV aid that the
student has earned up to that point is determined by a specific formula. If a student received (or
the school or parent borrower received on the student’s behalf) less assistance than the amount
the student earned, the student may be able to receive those additional funds in the form of a
post-withdrawal disbursement (PWD). If the student received more assistance than he or she
earned, the excess funds must be returned by the school and/or the student.
A student will not be subject to the Return of Title IV calculation if the student meets one of the
following exemptions:
The student completes all of the requirements for graduation; or
The student is treated by the school as never attending.
The amount of assistance a student has earned is determined on a pro rata basis. For example, if
the student completed 30% of the payment period, the student earned 30% of the assistance the
student was originally scheduled to receive. Once the student has completed more than 60% of
the payment period, the student has earned all the assistance that he/she was scheduled to receive
for that period.
When a student withdraws from the program before the semester/session ends, unearned aid
must be refunded to the U.S. Department of Education. The official withdrawal date will be
calculated according to the Trinity Health System School of Nursing Withdrawal Policy which is
available on page 3-7 of the Student Handbook.
EXAMPLE:
Step #1:
% of Aid Earned = # of days completed (excluding breaks of 5 days or more)
# of days in enrollment period (excluding breaks of 5 days or more)
Step #2: (If student completes 60% or less of the semester/session):
100% of funds
– % of aid earned
% of funds to be returned.
If the student received (or the school or parent borrower received on the student’s behalf)
excess Title IV program funds that must be returned, the school must return a portion of the
excess funds equal to the lesser of:
1. the student’s institutional charges multiplied by the unearned percentage of funds, or
2. the entire amount of excess funds.
The school must return this amount even if the school did not keep this amount of Title
IV program funds. If the school is not required to return all of the excess funds, the student may
be required to return the remaining amount.
For any loan funds that the student must return, the student (or parent borrower, if applicable)
will repay the loan funds in accordance with the terms of the promissory note. That is, the
borrower will not be required to repay any loan funds immediately, but instead, the borrower will
make scheduled payments to the holder of the loan over a period of time.
Unearned aid will be returned in the following order: Unsubsidized Direct Loan, Subsidized
Direct Loan, Federal Direct PLUS Loan, and Federal PELL Grant for the semester/session for
which a return of funds is required.
The school must return unearned funds for which it is responsible as soon as possible, but no
later than 45 days from the school’s date of determination of a student’s withdrawal.
The student’s portion of unearned Title IV grant funding the student received or was scheduled
to receive is referred to as an overpayment. The grant overpayment amount is reduced by 50%
and a student does not have to repay a grant overpayment if the original amount of the grant
overpayment is $50 or less. The school must notify the student of a grant overpayment within 30
days of the date it determined the student withdrew. Students who owe a grant overpayment are
given 45 days from the date they are notified to repay the funds to the School of Nursing. A
student must repay the grant overpayment amount before he/she may receive financial aid at any
other program/college. The requirements for Title IV program funds when a student withdraws
are separate from the School of Nursing’s refund policy; therefore, a student may owe funds to
the School of Nursing for unpaid institutional charges. The student may also be billed by Trinity
Health System for the tuition and fees balance that resulted after the school returned its unearned
portion of the federal funds. The School of Nursing’s refund policy is available on page 4-18 of
the Student Handbook. If a student is thinking about withdrawing from all classes PRIOR to
completing more than 60% of the semester, the student should contact the Financial Aid Office
to see how the withdrawal may affect any financial aid.
Copies of Return of Title IV Funds worksheets are available in the Office of Admissions and
Financial Aid.
Post-Withdrawal Disbursements
If the student received less federal student aid than the amount earned, the school must offer a
disbursement of the earned aid that was not received. This is called a post-withdrawal
disbursement. A post-withdrawal disbursement must be made within 180 days of the date the
institution determined that the student withdrew. The amount of a post-withdrawal disbursement
is determined by following the requirements for calculating earned Title IV aid.
A post-withdrawal disbursement will be made from available grant funds before available loan
funds. Available grant or loan funds refers to Title IV program assistance that could have been
disbursed to the student but was not disbursed as of the date that the student withdrew. There are
some Title IV funds that a student may have been scheduled to receive that cannot be disbursed
to the student after withdrawal because of other eligibility requirements. For example, if a
student is a first-time, first-year undergraduate student and has not completed the first 30 days of
the program before withdrawal, the student will not receive any Direct Loan funds that the
student would have received had the student remained enrolled past the 30th day.
Grant funds from a post-withdrawal disbursement will be credited to a student’s account within
180 days of the date that the institution determined the student withdrew to pay for tuition and
fees up to the amount of current charges. The school will disburse to the student, within 45 days
of the date the institution determined the student withdrew, any amount of a post-withdrawal
disbursement of grant funds that is not credited to the student’s account.
The school must notify the student (or parent borrower for a Direct Plus Loan) in writing, within
30 days of the date of its determination that the student withdrew, prior to making any postwithdrawal
disbursement of loan funds. The notice will request confirmation of any postwithdrawal
disbursement that the student (or parent) wishes the school to make. If the student (or
parent borrower, as applicable) does not respond to the notification within 14 days, the school is
not required to make the post-withdrawal disbursement. Trinity must obtain the student or parent
borrower’s (as applicable) permission in writing to disburse loan funds. The borrower may
choose to decline some or all the loan funds so that he or she does not incur additional debt.
Once the school has received confirmation from the student (or parent borrower, as applicable)
that he or she wants to receive the post-withdrawal disbursement of the loan funds, the school
must make the post-withdrawal disbursement of loan proceeds as soon as possible but no later
than 180 days after the date the institution determined the student withdrew.
A list of required textbooks including title, author, publisher, copyright, ISBN, and price will be distributed to all students prior to the semester the textbook is needed. Students will have the option to order the textbook from the school by the designated date or purchase the textbook independently from a different source.
In order to charge textbooks to a Financial Aid credit balance, a student must order the textbook from the school.
Students who wish to charge Trinity Health System School of Nursing textbooks to their financial aid credit balance(s) MUST FIRST OBTAIN PRIOR authorization IN WRITING from the Office of Admissions and Financial Aid. NO PHONE authorizations will be granted. The Textbook Authorization Form must be completed and returned to the Office of Admissions and Financial Aid within the first two calendar weeks of each semester/session. Forms received after this 2 week period WILL NOT be honored and the student WILL be responsible for textbook payment in full immediately.
The ultimate goal of this policy is to expedite student financial aid refund checks accurately and efficiently. Refund checks cannot be issued until this form is submitted to the Office of Admissions and Financial Aid.
In compliance with the 2008 Higher Education Opportunity Act (HEOA), enacted on August 18, 2008, Trinity Health System School of Nursing originally developed the Federal Family Educational Loan Program (FFELP) Code of Conduct. In July of 2010, the School of Nursing converted to the William D. Ford Federal Direct Loan Program for all Subsidized, Unsubsidized and PLUS Loans. Students may secure private loan monies from the bank/lending agency of their choice. The School does not have a preferred lender arrangement. The following guidelines serve as a foundation to the integrity and ethical boundaries of the student loan processes at Trinity Health System School of Nursing.
1. The School and its employees will not enter into any revenue-sharing arrangements with any lender. More specifically, where the lender pays a fee or provides other material benefits, including revenue or profit sharing to the school or to its officers or employees in exchange for the School recommending the lender to student borrowers or to the families of those students.
2. Employees of the School’s Financial Aid Office will neither accept nor solicit gifts from a lender, servicer, or guarantor of student loans. The 2008 HEOA defines as “any gratuity, favor, discount, entertainment, hospitality, loan, or other item having the monetary value of more than a de minimus amount.
Exceptions to this gift ban include:
A. Brochures, workshops, or training using standard materials relating to a loan, default aversion, and prevention, or financial literacy.
B. Food, training, or informational material provided as a part of a training session designed to improve the service of a lender, guarantor, of servicer if the training contributes to the professional development of the Schools’ Financial Aid Office employees.
C.A Lender or guarantor may conduct entrance and exit counseling at the School. The School will maintain the control of such counseling. The counseling will not promote the products and/or services of the lender or guarantor.
D. The School may accept philanthropic contributions from a lender, guarantor, or services that are unrelated to educational loans or any contribution that is not made in exchange for advantage related to education loans.
E. The School may accept education grants, scholarships, or financial aid funds administered by or on behalf of the State of Ohio.
3. Employees of the School’s Financial Aid Office will not accept from a lender, or affiliate of any lender, any fee, payment, or other financial benefits as compensation for any type of consulting arrangement or contract to provide services to or on behalf of a lender relating to education loans.
4. The School will not assign first-time borrowers, through award packaging or any other methods, to any particular lender. Additionally, the School will not delay or refuse to certify a loan based on the borrower’s selection of a particular lender or guarantor.
5.The School will not request or accept funds for private education loans, including funding for opportunity pool loans in exchange for providing a lender with a specific number of student loans made, insured and/or guaranteed; a specific loan volume; or a preferred lender arrangement.
6. The School will not request or accept assistance with financial aid office staffing from any lender. The only acceptable forms of assistance are professional development training, education counseling materials financial literacy, or debt management materials that disclose the name of the lender that prepared the materials. Short –term non-recurring staffing assistance may be permitted in the case of an emergency or disaster situation.
7. Employees of the Financial Aid Office are prohibited from accepting any type of remuneration for serving as a member of an advisory board, commission, or group established by a lender or guarantor.
Contact Admissions
All inquiries or correspondence for admission should be directed to the Office of Admissions and Financial Aid at the School of Nursing between the hours of 9:00 a.m. and 4:00 p.m., Monday through Friday.
Phone: 740-283-7637
E-mail: [email protected]
Fax: 740-283-7461